Road Runners Club of America

Growing the Sport of Running Since 1958

RRCA Insurance Services

We believe that insurance is a top priority for clubs and events and should never be an afterthought in the planning process. Insurance coverage for clubs and events is one of the major benefits of RRCA membership.  RRCA does not provide "insurance quotes." Our membership and insurance program fees are clearly outlined in our membership section and the rates are non-negotiable. An organization must be a member of the RRCA to access the insurance program offered through RRCA.  If a claim arises from a club or event activity, defending the claim can generate extraordinary legal expenses. Purchasing general liability insurance through the RRCA covers the cost of litigation as well as any settlement costs related to a claim.

All RRCA member clubs and events MUST carry general liability insurance. All RRCA nonprofit clubs and events must carry D&O insurance.  Members who choose not to participate in the RRCA insurance program must furnish a copy of their insurance certificate showing similar coverage with another insurance provider to be included on the RRCA running club listing and event calendar.

Waiting until the last minute to insure events (less than 14 days before the event) is STRONGLY discouraged.

Risk Management
Guidelines

The collective risk management efforts by our members ensures the RRCA’s ability to obtain affordable insurance.
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General Liability
Insurance

RRCA's general liability policy ​covers participants including accidental medical coverage, property damage, and more!
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Covered Activities & Exclusions

RRCA general liability insurance covers the activities conducted by clubs, events, and event management companies.
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Directors & Officers
Insurance

D&O insurance ​covers nonprofit Boards of Directors for conduct beyond the classic tort, or negligence situation..
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Operations Insurance Program

The optional Operations Package provides for business insurance coverage for clubs or event management companies.
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Volunteer Medical
Insurance

The Volunteer Medical Personnel ​policy covers ​for on-course medical treatment by licensed medical volunteers.
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Equipment Insurance
Policy

Obtain a piece of mind and coverage for ​the equipment your club or company owns with an Inland Marine policy.
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Read the Insurance
FAQs

Review our detailed Frequently Asked Questions to understand what is and what is not covered by the RRCA insurance program.
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Members Only - Request
Additional Insured Certs.

Allow up to two weeks for processing your certificate request(s). Review the information closely.
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Dedicated to providing quality resources for running clubs, events, and coaches.

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A 501(c)3 organization ​dedicated to growing running for all ages and abilities.

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Road Runners Club of America