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Volunteer Medical Personnel Endorsement Added to RRCA General Liability Policy
Arlington, VA – Terry Diller, of Star Financial announced at the 52nd Annual RRCA Convention that beginning in May 2010, RRCA members covered under the general liability insurance program can purchase additional insurance coverage for volunteer medical personnel.
The Volunteer Medical Personnel Endorsement covers emergency first aid and/or on-course medical treatment by properly licensed medical personnel working on a voluntary basis. Paid medical staff are not covered under this endorsement.
Medical volunteers who provide service at running events typically have professional liability coverage already in place to protect themselves against malpractice claims. The RRCA Volunteer Medical Personnel Endorsement is considered insurance over and above any other insurance held by the medical professional. It does, however, provide coverage when a professional liability policy does not extend coverage to emergency medical professionals volunteering at events held outside of a workplace facility.
Coverage limits for medical volunteers are the same as the RRCA’s General Liability policy. The cost of the additional endorsement is either $250 or 2% of the club or event member’s General Liability premium for 2010, whichever is higher.
To add this endorsement to your organization’s insurance policy, please send an email to Eve Mills at firstname.lastname@example.org with Medical Volunteer Insurance in the subject line, and include the name of your club or event, your name and phone number, and your request for the volunteer medical personnel endorsement. Eve will respond with an invoice for the additional premium. Once the premium is paid, you will receive a revised certificate of insurance, via email, that includes the additional medical volunteer coverage.