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RRCA Launches Additional Insurance Program at Annual Convention
Arlington, VA - At the 55th Annual RRCA National Convention earlier this month, the RRCA announced an additional insurance program to benefit members of the RRCA along with RRCA Certified Race Directors. Nonprofit Running Clubs and Event Management Companies that are members of the RRCA (both for- and nonprofit) may own events as well as be hired by clients for the purposes of event management services. This additional insurance program is designed to cover running clubs and event management companies that are hired, for a profit, to put on events or time events for a third party, which is not covered through the RRCA’s master general liability insurance program.
The RRCA encourages members engaging in these business activities to utilize this insurance program to cover their activities when hired by a third party client. As a condition of continual coverage, a running club or event management company must have at least one RRCA Certified Race Director in good standing as of December 31, 2013 that represents the club or event management company. Since your club or event management company is providing professional services to a client and you are being hired as an expert, the RRCA will require Race Director Certification or enrollment into the Race Director Certification Course before a club or event management company will be allowed to access this insurance program. For this first year, representatives must complete the course by December 31, 2013 in order for the policy to be renewed in 2014. After January 1, 2014, new representatives for clubs and events will need to complete the course before access is granted to this insurance program.
New Operations Package for Clubs and Events
The insurance program now offers the OPTIONAL Operations Package, which provides for basic business type insurance coverages for your club or event management companies. This insurance coverages for items such as timing clocks, club or event owned computers, etc. It also helps cover clubs in the event that a volunteer or employee embezzles funds from the club or event through theft, forgery, or alterations of documents. Clubs and events MUST have documented evidence that RRCA recommended financial policies and procedures are in place in advance of a claim.
- $25,000 business income loss
- $5,000 miscellaneous office equipment coverage
- $75,000 business personal property coverage
- $10,000 hardware/software coverage
- $25,000 employee/volunteer dishonesty coverage – must have RRCA recommended financial policies and procedures in place for your club or event management company.
- $25,000 forgery and alterations
- $10,000 theft, disappearance, and destruction
*Exclusions include wind, hail, earthquake, and flooding as a peril. To include coverage for these perils, contact Star Insurance for a quote.