Road Runners Club of America

Empowering Everyone to Run!

RRCA Insurance Services

We believe that insurance is a top priority for clubs and events and should never be an afterthought in the planning process. Insurance coverage for clubs and events is one of the major benefits of RRCA membership.  RRCA does not provide "insurance quotes." Our membership and insurance program fees are clearly outlined in our membership section and the rates are non-negotiable. An organization must be a member of the RRCA to access the insurance program offered through RRCA.  If a claim arises from a club or event activity, defending the claim can generate extraordinary legal expenses. Purchasing general liability insurance through the RRCA covers the cost of litigation as well as any settlement costs related to a claim.

All RRCA member clubs and events MUST carry general liability insurance. All RRCA nonprofit clubs and events must carry D&O insurance.  Members who choose not to participate in the RRCA insurance program must furnish a copy of their insurance certificate showing similar coverage with another insurance provider to be included on the RRCA running club listing and event calendar. 

RRCA Certified Coaches seeking liability insurance coverage should visit the For Certified Coaches Only Section for details about the Coach's Insurance Program.

Waiting until the last minute to insure events (less than 14 days before the event) is STRONGLY discouraged.

Risk Management

The collective risk management efforts by our members ensures the RRCA’s ability to obtain affordable insurance.
Keep Reading >>

General Liability

RRCA's general liability policy ​covers participants including accidental medical coverage, property damage, and more!
Keep Reading >>

Covered Activities & Exclusions

RRCA general liability insurance covers the activities conducted by clubs, events, and event management companies.
Keep Reading >>

Directors & Officers

D&O insurance ​covers nonprofit Boards of Directors for conduct beyond the classic tort, or negligence situation..
Keep Reading >>

Operations Insurance Program

The optional Operations Package provides for business insurance coverage for clubs or event management companies.
Keep Reading >>

Volunteer Medical

The Volunteer Medical Personnel ​policy covers ​for on-course medical treatment by licensed medical volunteers.
Keep Reading >>

Equipment Insurance

Obtain a piece of mind and coverage for ​the equipment your club or company owns with an Inland Marine policy.
Keep Reading >>

Cyber Liability
Insurance Policy

This optional policy provides coverage for RRCA members against data breaches and cybercrimes
Keep Reading >>

Read the Insurance

Review our detailed Frequently Asked Questions to understand what is and what is not covered by the RRCA insurance program.
Keep Reading >>

Members Only - Request
Additional Insured Certs.

Allow up to two weeks for processing your certificate request(s). Review the information closely.
Keep Reading >>

Join RRCA Today

Dedicated to providing quality resources for running clubs, events, and coaches.

Donate to the RRCA

A 501(c)3 organization ​dedicated to growing running for all ages and abilities.

Subscribe to Email Updates

Keep Pace with monthly emails from RRCA.

Support Our Sponsors

Visit our Corporate Supporters >>

Runderwear logo copy



Ashworth Awards

Road Runners Club of America