We believe that insurance is a top priority for clubs and events and should never be an afterthought in the planning process. Insurance coverage for clubs and events is one of the major benefits of RRCA membership.  RRCA does not provide "insurance quotes." Our membership and insurance program fees are clearly outlined in our membership section and the rates are non-negotiable. An organization must be a member of the RRCA to access the insurance program offered through RRCA.  If a claim arises from a club or event activity, defending the claim can generate extraordinary legal expenses. Purchasing general liability insurance through the RRCA covers the cost of litigation as well as any settlement costs related to a claim.

All RRCA member clubs and events MUST carry general liability insurance. All RRCA nonprofit clubs and events must carry D&O insurance.  Members who choose not to participate in the RRCA insurance program must furnish a copy of their insurance certificate showing similar coverage with another insurance provider to be included on the RRCA running club listing and event calendar.

Waiting until the last minute to insure events (less than 14 days before the event) is STRONGLY discouraged.