Premium - $250 for the $1 million policy or $300 for the $2 million policy
Coverage for volunteer medical personnel can be purchased by RRCA members covered under the general liability insurance program using our clearly-stated, flat-rate fee. The Volunteer Medical Personnel Endorsement covers emergency first aid and/or on-course medical treatment by properly licensed medical personnel working on a voluntary basis. Paid medical staff are not covered under this endorsement.
Medical volunteers who provide service at running events typically have professional liability coverage already in place to protect themselves against malpractice claims. The RRCA Volunteer Medical Personnel Endorsement is considered insurance over and above any other insurance held by the medical professional. It does, however, provide coverage when a professional liability policy does not extend coverage to emergency medical professionals volunteering at events held outside of a workplace facility.
Coverage limits for medical volunteers are the same as the RRCA’s General Liability policy, either $1 million or $2 million per occurrence in coverage. The cost of this optional endorsement is either $250 if you insure your organization with the $1 million liability policy or $300 if you insure your organization with the $2 million liability policy.
For clubs electing this coverage, it covers for all activities during the course of the membership term. For an event member, the policy covers for the event. For event management companies, the policy and fee covers for all events reported during the course of the year; meaning you pay one annual fee for this coverage and not per event.